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Originally Posted by Lamparilla
Why don't you join the 21st Century, start taking card payments, and advise your customers that you will not be accepting cheques from a certain date. You could even cite environmental reasons (unnecessary trips to the bank) for this, and earn some brownie points from your customers.
Here's one popular with small businesses
Or, why not dispense with cash altogether? Very popular with some economists and assorted others.
[It will impact digital refuseniks, but hey …!] ________________________________________________________________________________
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Originally Posted by Alikado
You could also advise the customers that you're jacking up the cost to cover the card processing costs.
Having had several small businesses with card facilities, I can assure you that taking cheques to the bank is the most costly way of paying money in. You may have bank charges if you have a businesss account, and even if not, there's the cost of going to the bank in both time and transport.
If you look up Sumup (link above) there are no monthly charges and a transaction fee of 1.69%.
If PNP stopped taking cheques he could probably reduce his prices!
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I think the cheque depositing might not happen very often.
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Originally Posted by Lamparilla
Why don't you join the 21st Century, start taking card payments, and advise your customers that you will not be accepting cheques from a certain date. You could even cite environmental reasons (unnecessary trips to the bank) for this, and earn some brownie points from your customers.
Here's one popular with small businesses:
https://sumup.co.uk/
We take cash, cheque and bank-transfer (increasingly popular). I did take cards many years ago, but the card Co's took 4%, so haven't done them for a long time. To be fair, cheques are fairly few in number nowadays, only being more common for large amounts.
On Yer Bike!
www.20splentyforus.co.uk
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Originally Posted by Lamparilla
Having had several small businesses with card facilities, I can assure you that taking cheques to the bank is the most costly way of paying money in. You may have bank charges if you have a businesss account, and even if not, there's the cost of going to the bank in both time and transport.
If you look up Sumup (link above) there are no monthly charges and a transaction fee of 1.69%.
If PNP stopped taking cheques he could probably reduce his prices!
Nah, I took advantage of a unique offer some years ago from a certain bank, that was drumming-up new custom....free business banking for life. Prior to that, I was being charged £1 per cheque paid in!
On Yer Bike!
www.20splentyforus.co.uk
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Originally Posted by Lamparilla
Having had several small businesses with card facilities, I can assure you that ...
You can send details of cheques to your bank (at least the majority of them as far as I'm aware) using your Smart Phone and the banks' individual apps to do so.
It's a service that's been in use for a couple of years at least now.
For most, the only reason to go to a bank (if you conduct an account on-line) is to take in larger amounts of cash.
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Originally Posted by gsgsgs
Abusing the facility or using the facility to your advantage?
I use Nat West periodically and park in Sainsburys, if I'm longer than the free 1/2 hour I'll call in and spend £5, if I'm under 1/2hr I'll call in a buy something just to be fair.
Similarly with Morrisons I'll park there and head into town but will call in and buy something even though there's no spend requirement.
With Asda, I'll park and pay then call in and spend the relevant amount to get parking fee refunded.
You can park free outside the Natwest for 10 minutes
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Originally Posted by Stuartli
It's always been the case at that car park that you paid for the length of stay on leaving, which is the fairest method.
Sainsburys car park is the same, you pay on leaving.
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Originally Posted by The PNP
Nah, I took advantage of a unique offer some years ago from a certain bank, that was drumming-up new custom....free business banking for life.
Excellent.
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Originally Posted by Alikado
Sainsburys car park is the same, you pay on leaving.
Depends on how much you spend in the store...
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Originally Posted by Stuartli
Depends on how much you spend in the store...
Spend in store and get a discount it really is quite simple.
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